Is paypal the only option? - Page 2 - UK Business Labs

**brunswickheights** · #26 (**permalink**) 27-08-2008, 01:25 PM

I have Paypal and will be adding Google checkout later.
Thank you for the information.
Regards

**Emma** · #27 (**permalink**) 27-08-2008, 02:05 PM

Just for info, we are looking into WorldPay and other merchants as a payment option for Full Membership here.

trogette · #28 (**permalink**) 03-09-2008, 05:40 PM

FastPay died a death a couple of years ago! Shame as it was cheaper than nochex and had NatWest's name on it.

I currently use nochex and paypal on the website (for card payments or paypal funded payments) and take card payments by phone (mobile terminal as per other post!) Nochex pay up quicker than paypal and are cheaper but a lot of people sell off their stuff on ebay or forums with buy/sell/swap boards with paypal and then use the funds to buy new stuff so I couldn't ever ditch it, also it's how I take most payments from overseas.

I've looked at Google Checkout but haven't got my head round how to link the free version to oscommerce, if there's a way at all.

trogette · #29 (**permalink**) 03-09-2008, 05:42 PM

Just a semantics thing but isn't worldpay a payment gateway rather than a merchant?

marcpsummers · #30 (**permalink**) 07-09-2008, 12:02 PM

I have used Optimal Payments for some of my clients who were too small to get a merchant account of their own - optimalpayments dot co dot uk - they are a great company.

Marc

samigail-gifts · #31 (**permalink**) 07-09-2008, 12:40 PM

I've signed up with google checkout, I haven't fully worked out how it all works yet, but it looks like a cheaper alternative than paypal

DesignsOnline.co.uk · #32 (**permalink**) 07-09-2008, 05:15 PM

You could also try Multicards

www . Multicards . com

It gives you another option at least...
Joe

Dragon-Media-Group · #33 (**permalink**) 27-10-2008, 02:32 PM

Quote:

Originally Posted by janifer

Google checkout is an other option provided by GOOGLE

Erm......?

Prism Hosting · #34 (**permalink**) 31-10-2008, 11:15 AM

There are many up coming online payment options. We seem to find however that without popularity it doesn't matter how good they are people just won't use them.
Google checkout is a fast simple solution for most users.
However paypal is still the daddy.
Is it not better just just have a few major payment options that are universal to everyone?

kind regards
PRISM Hosting limited

**iwebshop** · #35 (**permalink**) 31-10-2008, 06:02 PM

I tend to always add paypal, google checkout, moneybookers and if they have an Internet Merchant Number then PROTX. Seems to cover all eventualities.

parker · #36 (**permalink**) 04-12-2008, 04:02 PM

I'm just putting my website together, this has answered a few questions. I think I'll kick off with Pay-Pal for now as I already have an account.

handbaghabit · #37 (**permalink**) 05-12-2008, 10:03 AM

We use both google checkout and Paypal to be honest not that many customers use google checkout although I wish more would the fee's are lower than Paypals and in genereal I find it less hassle to deal with. It's also been said on an other forum that google have better fraud prevention although dont quote me on this. As both are free I would offer both more choices could mean more customers and thats never a bad thing.
Lori

parker · #38 (**permalink**) 05-12-2008, 11:35 AM

Sorry if these questions are dumb, but so far I've onlyever paid with Pay-Pal.
What level of charges can one expect from PP, for say a ballpark nice round figure of receiving £100.
And is it straightforward to transfer the cash to other accounts?

handbaghabit · #39 (**permalink**) 05-12-2008, 11:53 AM

Hi its about 4% so approx £4 per hundred although fee's differ depending on volume. As for the transferring it is technically not difficult but you have to request money to be transferred and there s a bit of a delay (It's recently changed so not sure how long). Whilst google check out I think the processing fee's are around the 2% mark and you get 10 x your adwords spend in free processing fee's plus money is automatically transferred to your account every three to five days.
Hope this helps
Lori

parker · #40 (**permalink**) 05-12-2008, 12:02 PM

Thanks Lori, that helps a lot, I take it my buyers would have to open/start a Google account to use it?

handbaghabit · #41 (**permalink**) 05-12-2008, 12:04 PM

Quote:

Originally Posted by parker

Thanks Lori, that helps a lot, I take it my buyers would have to open/start a Google account to use it?

No I dont believe so I think they can pay without an account.
Lori

samigail-gifts · #42 (**permalink**) 24-01-2009, 03:40 PM

I've had google checkout as an option in my ebid shop for ages and no-one has ever used it.
Anyone else experience this - most just seem to use paypal which is a shame cos google checkout fees are much less

**iwebshop** · #43 (**permalink**) 24-01-2009, 06:10 PM

Quote:

Originally Posted by samigail-gifts

I've had google checkout as an option in my ebid shop for ages and no-one has ever used it.
Anyone else experience this - most just seem to use paypal which is a shame cos google checkout fees are much less

Unfortunately GC just hasnt caught on like paypal. Pity really.

**Mark** · #44 (**permalink**) 24-01-2009, 06:39 PM

Google missed a golden opportunity with their marketing. Total fail if you ask me.

Icoste · #45 (**permalink**) 26-02-2009, 12:04 AM

Hi,

If you arnt taking huge amounts of sales, and you dont want the bother of setting up internet merchant accounts etc then there are alternatives as someone else has mentioned, just to go into a little more detail.

Nochex - Similar to PayPal and I believe cheaper, and much more reliable - PayPal are getting greedy with fees and you may have lots of little problems that take ages to get sorted out by PayPal staff.

2checkout - Expensive compared to others and not as easy as paypal or nochex, however it is an alternative.

Google Checkout - Im sure they are the cheapest as most of you have explained, I havnt found anyone else cheaper unless you use Protx for example but then you have to go to the bother of setting up internet merchant accounts and then you have 2 sets of fees to pay and its not really worth it unless your producing large sales volumes. The problem with Google Checkout is that it just doesnt look trustworthy, PayPal is more popular due to it being widely known from eBay and being trusted. Google is a search engine and doesnt sound very trustworthy when it comes to managing your money. I know this is completely not true as they are probably more trustworthy than PayPal but there is just something about it that puts people off (me aswell, id prefer to use PayPal than google checkout - however I would use GC if it were the only option!)

I would personally use nochex if I were you, although there is a setup cost I believe, but this can usually be reduced if you contact them.

Cheers,

Mike

**Ray Stewart** · #46 (**permalink**) 26-02-2009, 11:05 AM

The problem with nochex is that they have a £100 transaction limit.

I haven't used it for a long time but that was my recollection.

Icoste · #47 (**permalink**) 26-02-2009, 12:14 PM

I think there are 2 max transaction values for nochex, £100 for a basic account and £1000 for a merchant account. However I think (THINK) they are negotiable if you speak to them and depending how many transactions you put through etc. But the £1000 limit with the merchant account has a setup fee but its only £50 or £100.

electrician4hire · #48 (**permalink**) 01-03-2009, 01:49 AM

Hey guys, I'm an electrician with my own company. More and more of my customers keep asking me whether we accept credit cards, more so now since the credit crunch.

Because my first year was registered at a loss, I was turned down for Streamline. Which is ridiculous really, as the only reason it was at a loss was because of the massive setup costs.

Anyway I'm looking for a simple way for my customers to pay for our services using their Credit Cards. Would Google checkout allow me to take payments for services? Obviously each job has a different price. It's not like a store where items have fixed prices.

Any advice is much appreciated.

Les

**Mark** · #49 (**permalink**) 01-03-2009, 02:07 AM

Go for PayPal I'd say - it's got a much bigger user base.

Also, you might consider using WorldPay - but they hold on to your cash for a month before they give you your money.

If I recall correctly, WorldPay accept payments via PayPal too although I've not looked into it lately.

Welcome to UK-centric networking, Les.

**Ray Stewart** · #50 (**permalink**) 01-03-2009, 10:50 AM

Quote:

Originally Posted by electrician4hire

Hey guys, I'm an electrician with my own company. More and more of my customers keep asking me whether we accept credit cards, more so now since the credit crunch.

Because my first year was registered at a loss, I was turned down for Streamline. Which is ridiculous really, as the only reason it was at a loss was because of the massive setup costs.

Anyway I'm looking for a simple way for my customers to pay for our services using their Credit Cards. Would Google checkout allow me to take payments for services? Obviously each job has a different price. It's not like a store where items have fixed prices.

Any advice is much appreciated.

Les

Hi Les... are you a member of the Rederation of Small Business? If not, join, if you are already, use their clout with Streamline to get a merchant account with a mobile terminal. Several clients of mine have been turned down by streamline as you were but with the FSB they were sorted within a few days. It's stupid and unfair as it's the same business but you have to go with what works to get what you need