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Old 02-06-2009, 06:16 PM
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Some alternatives to Princes Trust which is aimed at disadvantaged

Business Link - could fund certain items up to 80% but there are location issues and would have to be for consultancy type purchases such as Website development. You would need to find the other 20%.

Your Bank - if you can speak to your local bank manager and go through your business plan with them and cash flow forecasts - they may require some form of guarantee though unless you can get yourself a personal loan to fund the business.

Competitions - There are competitions such as the Pitch 2009 which is currently doing the rounds across the UK - you may be able to get into this if you havent missed it this year.

Also answer the questions

* Is funding absolutely critical before you can start?
* Can you sell your product or service first? We did this in the early days to fund some working capital.

Loans and Start-up Capital are not ALWAYS required and I think people do use this as the main barrier to entry but get creative...
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